Motivated Sellers. Rare opportunity to own stunning 3-acre retreat in a cul-de-sac with full Lake St. Louis amenities and rights. Beautifully maintained 4 bed, 3.5 bath home backs to a serene river flowing directly into the lake, offering privacy and water access for kayaking and fishing. One upper bedroom was converted into a den and can easily be restored. The open floor plan features a gourmet kitchen with granite counters, stainless steel appliances, and a spacious island. The luxurious primary suite boasts a spa-like bath and walk-in closet. A finished lower level adds versatile space for a rec room, office, gym and sleeping area. Enjoy exclusive access to two private lakes, marinas, pools, tennis, golf, a clubhouse, beaches, and trails. The expansive backyard and patio make entertaining effortless. Conveniently located near top-rated schools, shopping, dining, and highways, this home blends nature, luxury, and lake living. Seller may consider buyer concessions if made in an offer